Last-Minute Holiday Shopping? Easy ’Yan with Home Credit for as Low as ₱19 a Day

The holidays have officially kicked into high gear. Malls are packed, houses are lit up, and everyone’s juggling year-end deadlines, party invites, and the hunt for the perfect gift. It’s festive, yes—but also a little overwhelming, especially with time running out and your gift list still unfinished.

The good news? Last-minute shopping doesn’t have to be hard. Home Credit Philippines (HCPH), the country’s leading consumer finance company, makes it easy to surprise loved ones with thoughtful gifts for as low as ₱19 a day. With The Great Double Zero Festival, enjoy zero down payment, 0% interest, and flexible installment plans, making big, meaningful gifts simple and affordable.

From home essentials to the latest gadgets, you can give gifts that truly matter—and still make it in time for the holidays. Here are some top gift ideas you can grab with Home Credit this season:

All-out appliance holideals for as low as ₱569 per month or ₱19 per day

Titos, titas, and grandparents rarely ask for anything, yet they appreciate presents that make their daily routines easier. If you’re looking for something useful and long lasting, these home upgrades are great choices for as low as ₱569 per month or ₱19 per day.

• Devant 43″ Full HD Smart TV – Level up movie nights for as low as ₱22/day or ₱649/month for 18 months (₱15,991)
• Panasonic 9.5 cu ft Two-Door No Frost Inverter – An energy-efficient fridge that keeps food fresh for ₱30/day or ₱909/month for 18 months (₱22,465)
• TCL 32″ S5K Full HD QLED Google TV – A compact QLED upgrade for ₱19/day or ₱569/month for 18 months (₱13,990).

Fresh and festive refrigerators for as low as ₱669 per month or ₱22 per day 

Moms take the lead in preparing Noche Buena favorites that are enjoyed until the New Year. A reliable refrigerator is a practical gift that supports their daily routine. These choices are available for as low as ₱669 per month or ₱22 per day.

• Condura 6.3 cu ft Inverter Two-Door Ref – A space-saving fridge for ₱22/day or ₱669/month for 18 months (₱16,578)
• Samsung 7.4 cu ft Inverter Two-Door Ref – Extra room for holiday cooking at ₱27/day or ₱809/month for 18 months (₱19,882)
• LG 7.2 cu ft Smart Inverter No Frost Ref – Easy, no-frost storage for ₱23/day or ₱679/month for 18 months (₱16,713)

Big screens for the dads for as low as ₱849 per month or ₱28 per day

A bigger TV brings the whole family together and makes holiday viewing more fun. These options are available for as low as ₱849 per month or ₱28 per day.

• Samsung 55″ Crystal 4K UHD Smart TV – Sharp, vibrant viewing for ₱30/day or ₱889/month for 18 months (₱21,999)
• TCL 55″ 4K HDR TV – A solid family TV for ₱28/day or ₱849/month for 18 months (₱20,952).
• Haier 55″ 4K UHD Android TV – Stream with ease for ₱29/day or ₱859/month for 18 months (₱22,290).

Frosty holiday aircons for as low as ₱769 per month or ₱26 per day

Kids and teens spend most of the break at home, whether they’re gaming, studying, or hanging out with cousins. A cool, comfy room makes all the difference, and an air conditioner is a thoughtful gift you can get for as low as ₱769 a month or ₱26 a day.

• Haier 1.5HP Clean Cool Inverter Split-Type AC – Cooler, more comfy rooms for ₱26/day or ₱779/month for 18 months (₱19,300).
• Midea 1.5HP Celest Inverter Split-Type AC – Energy-efficient cooling for ₱26/day or ₱769/month for 18 months (₱19,093).
• Condura 1.0HP Inverter Window-Type AC – Compact cooling for small rooms at ₱32/day or ₱949/month for 18 months (₱23,371).

Ultimate pasko upgrade for as low as ₱1,842 per month or ₱61 per day

If you want a Christmas gift that always impresses, a new iPhone does the job. It works for parents, busy young adults, photo-loving teens, or even yourself if it’s time for an upgrade. The latest iPhones are available for as low as ₱1,842 a month or ₱61 a day.

• iPhone Air – A light, stylish everyday phone from ₱76/day or ₱2,279/month for 24 months (from ₱72,990).
• iPhone 17 – A smooth, reliable upgrade from ₱61/day or ₱1,842/month for 24 months (from ₱57,990).
• iPhone 17 Pro – Pro-level camera and speed for ₱83/day or ₱2,484/month for 24 months (from ₱79,990).
• iPhone 17 Pro Max – A top-tier gift from ₱90/day or ₱2,688/month for 24 months (from ₱86,990).

With The Great Double Zero Festival, last-minute shopping has never been easier. Until December 31, 2025, you can bring home meaningful gifts for your loved ones—or even treat yourself—without the usual holiday stress.

Applying is quick and hassle-free. Simply present one valid ID and get approval in as fast as one minute, subject to eligibility. This offer is available at over 18,000 Home Credit partner stores nationwide, where in-store representatives are ready to assist you with the application process.

For a faster and more convenient experience, apply for pre-approval through the Home Credit App, available on Google Play, the App Store, or Huawei AppGallery.

Make this season’s gift-giving simple, thoughtful, and memorable. With Home Credit, meaningful presents are always within reach—just in time for the holidays.